RR Financial Services - Insurance Broker

RR Financial Services

Rafal Romanowski

I’m Financial Advisor APA ( Life & Pensions) and I’m trading as RR Financial Services which is regulated by the Central Bank of Ireland. I have over 20 years’ experience within financial industry. I worked with a number of life companies and banks directly and also with insurance brokerages, giving me a valuable understanding of products and services best suited to customers. I’m advising on a wide spectrum of financial planning which includes helping clients plan for unforeseen events such as illness, death or loss of income. My particular focus is on life insurance, pensions and loss of income.

What we do?

Our mission is to provide industry leading insurance, brokerage and consulting products and services by leveraging award winning technology, operating in a transparent way with our clients and demonstrating honesty, the theoretical and practical understanding of a subject and our engagement. We provide excellent solutions and recommendations that fulfil client's requirements.

Life Cover

Life cover pays out either a lump sum or a regular income in the event of the insured’s death. It can be for the purpose of clearing a mortgage or covering the financial loss that will be suffered by those dependant. There are many different types of cover and it is important that you have the most appropriate type for you and your family’s circumstances.
Critical Illness

Also known as Specified Illness Cover and Critical Illness Cover, it pays out a lump sum on diagnosis of the specified illnesses. It is not dependant on someone being off work or even being in paid employment. For example, if a person covered suffers a heart attack, the lump sum insured is paid out.
Income Protection

What happens to your income if you are out of work due to illness or injury? For many, it ceases immediately or after a short period of time. Income protection will pay a portion of your income after a period of being off work and can continue to pay until either you return to work or reach the chosen age of maturity. Find out how you can protect your income.
Mortgage Protection

This product is a form of life cover which is the minimum requirement from your bank or lender when you get a mortgage. The cover decreases in line with your mortgage repayments ensuring that in the event of death the family home is protected. We check right across the market for the Best Price and the Right Product for you. Get a Quote Today for a New Policy or if you have an existing Mortgage, then why not review the price you’re paying.
Pensions

Retirement planning often gets put “on the long finger”. The longer it is left, the more you have to put aside in order to have a sufficient income when you retire. Considering that on average, you will spend over a third of your adult life in retirement, having a large drop in income can be very detrimental. Would you live comfortably on a third or a quarter of your current income? Find out what you need to do to be prepared and also about the generous tax benefits of contributing to a pension.

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